Susan O’Connor Accounting. |

Disclaimer and Privacy Policy

General Advice Only

The information contained in this website is general advice only. It is not designed for the purpose of providing personal financial or investment advice. The information provided on this website does not take into account your particular investment objectives, financial situation or investment needs.

You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs and where appropriate, seek professional advice from a licensed financial adviser.

Legal Disclaimer

By accessing, browsing, or otherwise viewing the pages of this website, you agree to the below terms of use, as amended from time to time, and acknowledge that you have read and understood these terms of use.

Terms of use

Susan O’Connor Accounting (‘we, us, our’) are not liable to any person or others for any loss resulting in connection with the use of this website, or use of a third party linked website. We do not make any representation as to the accuracy of the information or any other aspects contained in this or any third party linked website, nor warrant that this or any third party linked website is free of viruses, and will not accept any responsibility.

Under no circumstances will we be liable for any losses, damages or expenses whatsoever which result from any use or access of, or any inability to use or access, the website.

Use of this website is entirely at your own risk.
This website is only intended to be relevant for persons residing in Australia.
Following links to any other websites or pages is entirely at your own risk and Susan O’Connor Accounting shall not be responsible or liable for any losses, damages or expenses arising in connection with following such links.

Copyright

The material on this Website is protected by Australian Copyright Legislation and in copyright legislation in other countries. You may view this website and its contents using a web browser. You may make copies of portions of this website solely for your own information, research or study provided that you do not modify the copy from how it appears on the website and include the copyright notice on the copy that you make. Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining the written permission of Susan O’Connor Accounting or, in the case of third party material, from the owner of the copyright in that material.

Privacy Policy

Susan O’Connor Accounting (‘we, us, our’) are committed to ensuring the confidentiality and security of your personal information. We comply with the Privacy Act 1988 (Privacy Act). Please read carefully our Privacy Policy below.

Our Privacy Policy detailing our handling of personal information is available upon request or from our website www.susanoconnoraccounting.com.au. Further information on privacy in Australia can be accessed by visiting www.oaic.gov.au.

Our Privacy Policy will be updated regularly. You should check our website regularly for updates.

You may request access to information held about you by contacting our Privacy Officer (see below for information).

Your Personal Information

The personal information we collect may include, but is not limited to: your name, date of birth, address, email and other contact details, tax file number, occupation and employment history and other information about your financial and taxation affairs. If you provide us with any personal information about another person, you must ensure that you have that person’s consent.

We collect personal information for the following purposes:

To provide accounting and other related services to our clients;
To provide financial product advice and dealing services in relation to superannuation products; and to advise only in relation to certain classes of products;
To provide our clients with information about our services;
To comply with our legal obligations; and
To help us conduct, manage and enhance our business.

We base our advice on the personal information you provide us. It is important that our advice is based on complete and accurate information. If you do not provide us with full and accurate information, this can affect the advice we are able to provide to you.

We may use or disclose the personal information we collect for the purposes set out above. We may disclose your personal information to:

Third parties who we engage to do work on our behalf;
Consultants we engage, such as our lawyers, and other advisors;
Organisations involved in a transfer or sale of all our part of our assets or business (including accounts and trade receivables);
Organisations involved in managing our funding functions;
An investigator or recovery agent;
Regulatory authorities, if required by law; and
Anyone else to whom you authorise us to disclose it.

We will only disclose your personal information to these organisations to enable them to undertake specified management, administration and advisory services.

We may from time to time, provide you with information that we believe may be of interest to you, by way of, but not limited to, emails or post. If you do not wish to receive these types of information from us, please contact us as soon as possible so that we can action your request.

Storage and Security of Personal Information

We keep your personal information in client files maintained physically and electronically. These files are accessible to authorised personal and are appropriately secured and subject to confidentiality.

Correction of Personal Information

We will take all reasonable steps to ensure that your information is correct, however if you become aware of any errors, please let us know as soon as possible so that we can correct your personal information.

Access to your personal information

You have a right to access your personal information, subject to certain exceptions allowed by law. We ask that you provide your request to us in writing and we will provide access to your personal information in the following ways:

Providing you with copies
Providing you with the opportunity for inspection
Providing you with a summary

If charges are applicable for providing your information, we will disclose the charges to you before providing you with access.

If we refuse your request for access to your personal information for any reason, we will provide you with written reasons for doing so.

Links to Third Party Websites

Our website contains links to third party websites. Third party websites are not subject to our Privacy Policy and you will need to contact the third party website directly to ascertain their Privacy Policy.

Cookies

Our website utlilises cookies. Cookies allow us to identify your browser whilst you are using our website to provide us with information for e.g. marketing purposes – they do not identify you. If you do not wish to allow cookies you can change your browser settings.

Complaints

Please contact our Privacy Officer if you have a complaint about your privacy:

Privacy Officer

Susan O’Connor Accounting

PO Box 8370 Angelo Street

South Perth WA 6151

We will make every attempt to resolve your complaint promptly and professionally within 7 days.

If you are not satisfied with the outcome of your complaint, you can contact the The Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au

About Us

We are a CPA Accounting Practice with over 20 years experience and hold a Limited AFS License to provide advice in the area of SMSFs. We are committed to providing a professional and personalised service to all our clients. You can trust us to treat you with integrity and courtesy. We understand that your superannuation is an important asset and we will be with you every step of the way. We specialise in Self Managed Superannuation Funds (SMSFs). Every aspect of your SMSF is taken care of, leaving you to focus on what matters most to you.

Our Services

We provide a streamlined and hassle free process to help you set up a Self Managed Superannuation Fund (SMSF) giving you control over where your superannuation is invested. We take care of the annual administration, accounting, taxation and compliance work and have a network of professionals we can refer you to for specialist advice on legal documentation, property, loans and insurance. An Independent Registered SMSF Auditor is also available on site for your convenience.

Why Choose Us

We are just the right size to provide you with a personalised service with the right amount of resources, experience and knowledge. We are also licensed to provide advice in the area of SMSFs. Our fees are based on the work we do, not a percentage of your superannuation balance. We do not believe in fixed prices as we believe you should always get value for money. With a fixed price model the smaller uncomplicated funds invariably subsidise the larger more complicated funds. We are totally independent. We are service based, we do not sell any products and we do not receive any commissions or fees from referrals. This means we can provide independent and unbiased advice that is always in your best interests. We are based in Perth (WA) and if you have any questions or concerns we are only a phone call away.

Our Clients

Our clients include retirees who want greater control over their superannuation and the benefits of a tax exempt income stream. Our clients also include ethical investors and young professionals who are interested in the benefits of salary sacrifice or the ability to make contributions to their SMSF and claim a tax deduction. Buying property in an SMSF has become popular and many of our clients are now investing in property and some are financing the purchase through borrowings in their SMSF. We also work with small business owners who want to buy their business premises in their SMSF. Additionally we also work with other professional accountants to provide SMSF services to their clients.

Our Fees

Our first appointment is no obligation and no cost. You must receive advice before a Licensed Accountant can set up an SMSF for you. Our advice is presented in an easy to understand Statement of Advice (SOA) and our fee is from $550 (including GST). The cost of setting up a new SMSF is from $1650 (including GST) for a corporate trustee structure. This includes a Trust Deed and application for regulation, ABN and TFN, and is also inclusive of the application fees payable to ASIC. Fees for the annual administration, accounting, taxation and compliance services will vary depending on the number of transactions and the complexity of the fund. We can provide a quote during the initial appointment.

SMSF Set Up

We can advise you on whether an SMSF is appropriate for you. We assist you to decide on the Trustee structure. We take care of everything else including organising a Trust Deed from a specialised legal firm, applying for an ABN and TFN and applying for your fund to be regulated.

Referrals

We always appreciate referrals. If you have been happy with our service please recommend us to your family and friends. Please let us know if you have referred a new client to us. If they engage us as their SMSF accountant we would like to organise a gift for you.

What our customers say

“I couldn’t say enough to show how happy I am with your service. I had a few bad experiences with accountants. My situation was complicated and I was finding it hard to locate an experienced, down to earth and honest accountant. Then I found Susan, having all the skills I was looking for and more, Susan is kind, honest, respectful and is driven to give 101% best practice. I highly recommend Susan, I now look forward to addressing financial matters as she really makes it all easy.”

AlisonPerth WA

“Susan is my elderly Mum’s accountant. She kindly visits Mum at home now as Mum is not too mobile. Susan is efficient, reliable, pleasant to deal with and gets the job done. I would highly recommend her service.”

Rebecca WD Perth WA

“I have known Susan professionally for 15 years. I asked Susan to assist me by preparing accounts and tax returns for my SMSF clients. I have been so pleased with her efficiency and knowledge of SMSFs that I have now transferred all my 20 SMSF clients to her. She takes care of all my clients’ SMSFs and I continue to provide individual and small business taxation services. The arrangement has worked really well for me as I can now focus on my core business knowing that all SMSF work is being expertly taken care of by Susan. I am so confident in her services that she now looks after my own SMSF and my mum’s and my sister’s! I would highly recommend Susan to anyone looking for an approachable accountant who is knowledgeable in SMSF accounting and administration. I am happy to talk to anyone about the services Susan provides.”

Lee-Anne EvansPrincipal at Lee-Anne P Evans Accounting - Alexander Heights WA

“Thanks to Susan O’Connor our concerns for Compliance And Record Keeping are met in a professional and caring manner.”

Tony & SoniaCoogee WA

“Susan you are great!!! Many thanks for always being patient with me, to get all the paper work to you, and a job well done in time, from your side.”

G Van Der MerweFalcon WA

CONTACT US TODAY

Susan O’Connor Accounting
Mobile: 0401 217 901
Email: susan@oconnoraccounting.com.au

Phone: (08) 6500 0270
Fax: (08) 9477 2325
Address: Suite 2, Ground Floor, 277 Great Eastern Highway, BELMONT WA 6104

Postal Address: PO Box 8370 Angelo Street, South Perth WA 6151

ABN: 76 104 415 829

Stay in the know

Frequently asked questions

1. What if I can’t get into your office to see you?

A: If you can’t come to an appointment we can accommodate you by email, by post or over the telephone. We may also be able to offer an appointment outside business hours or if you are in the Perth metro area we may be able to visit you at your residence.

2. Is there parking available?

A: Yes, there is free parking in the car park.

3. I’m not sure if an SMSF is suitable for me?

A: You are most welcome to make an appointment for an obligation free initial consultation. This appointment is for 30 minutes.

4. Can I rollover my existing superannuation fund into my new SMSF?

A: Yes, most retail or industry super funds will allow rollovers into an SMSF.

5. My wife and I have separate retail superannuation funds which we want to rollover into an SMSF – will we need two SMSFs?

A: No you can both rollover your balances into the one SMSF. There are rules for members/trustees of an SMSF but generally you can have 1-4 members who can be relatives.

6. Can my employer make contributions into my SMSF and can I make personal contributions?

A: Yes, however there are limits on the amounts you can contribute depending on your age. In some instances your personal contributions may also be tax deductible.

TAKING THE STRESS OUT OF SMSF